On‑demand savings are an important source of funding for retail banks. A behavioural model is needed to realize an optimal profit margin and effectively hedge interest rate risk. Many banks struggle to find a practical and auditable approach to behavioural modelling.
of banks indicate their behavioural models do not meet regulations
of banks believe their model documentation is not detailed enough
Use our model design workshops to determine with a group of stakeholders the model purpose, input requirements, model structure and the impact on risk metrics.
Use our web‑based solution to calibrate the chosen model and derive cash flows and risk metrics in different scenarios. The secure tailored data interface enables easy import and export of data.
Generate an in‑house model report to satisfy internal and regulatory requirements. Use our bespoke support to ensure the model is supported by key stakeholders.
Periodically recalibrate your model using our solution& to keep your model aligned with best market practice. Use our support to address questions related to validation or regulation.
Do you want to know more about the potential benefits for your organization? Feel free to contact us using the form below.